Getting a Loan for Home Improvements: 5 Ways to Upgrade Your Home Before Winter Hits

It’s that time of year again—when the temperature drops and the snow endlessly falls. Snow, cold temperatures, and high winds can all do some serious damage to your house if you don’t take the necessary precautions. This is why it’s so important to upgrade your home and make some beneficial changes before winter settles in for the next few months.

Many homeowners may be hesitant to make changes to their homes because of financial stress. Fortunately, getting a loan for home improvements is a fairly easy process. Homeowners can go through the process of refinancing a home loan to help pay for their home improvement projects. 

Refinancing a home loan can offer better interest rates, access to equity in the home, and additional features. These tips will help ensure you make great home upgrades for the winter season.

Make Roof Repairs

One of the most important areas of your home to focus on before winter is the roof—damaged or missing shingles can be extremely problematic in the winter. So take a good look at your roof, or schedule a roof inspection, to ensure everything is in good condition. If there are problems, now is the time to fix them. 

Replace broken shingles and add additional insulation if needed. Furthermore, make sure leaves, pine needles, and other debris are removed from your roof as these items can hold moisture and clog gutters.

Insulate Your Home

When the cold weather arrives, you want your house to stay nice and warm. Unfortunately, if your home isn’t properly insulated, you may find your home colder than you’d like. Poor insulation can also result in high utility bills, as your heating system has to work harder to keep your home warm. 

So consider adding more insulation in your home—focus on areas like the attic and basement, where heat loss is usually the highest. And don’t forget to close any gaps around windows and doors, too.

Schedule HVAC Maintenance

Unless you want your heat to stop working in the middle of winter, now is the time to schedule HVAC maintenance. Your furnace or heat pump should be inspected by a professional every year or so to ensure it’s still in good working condition. 

The system should be properly cleaned, too, which will help the system work more efficiently and lower utility bills. Any damages or problems that are found should be taken care of right away to avoid a failing system later on.

Install New Flooring

Pre-winter is the perfect time to replace your flooring—thin carpet and cracked hardwoods can not only be unsightly but can lead to freezing feet all winter long. Installing new flooring, especially new carpet, can make your home feel cozier and warmer during the cold months. 

Of course, you have to be mindful of fumes when installing flooring, which can be difficult to manage when it’s cold outside. But when it’s done right, you’ll enjoy new flooring to help keep your home, and your feet, warmer.

Protect Your Plumbing

Winter can lead to many home problems, but perhaps the most common one is plumbing problems. Frozen pipes, cracked water lines, and water heater problems can result in serious water damage and very unhappy homeowners. 

Especially when it comes to underground plumbing services, like repairing broken pipes or installing a new sewer main, it’s important to take care of these projects sooner rather than later. The last thing you want is to deal with a burst pipe when it’s snowing and freezing outside—so have your plumbing inspected, leaks fixed, and pipes insulated by professionals to ensure your plumbing is in good shape for the winter.

Getting your home ready for winter can involve a lot of work—so keep these tips and projects in mind to ensure your home will be in great condition for the upcoming months of cold and snow.